Coverage Options
Scooter & Moped Business Insurance
Every policy a scooter rental shop, moped dealer, or shared-fleet operator needs — in one place, from specialists who know the risk.
General Liability Insurance
General liability is the foundation of any scooter or moped rental, dealer, or fleet business. It protects against third-party claims of bodily injury or property damage arising from your operations.
Rental Fleet Physical Damage
Rental fleet physical damage covers your fleet — the scooters and mopeds you rent out — against collision, tip-overs, vandalism, and theft, including while a customer has them.
Participant Accident Insurance
Participant accident coverage provides medical benefits to renters and riders injured while using your scooters or mopeds — often on a no-fault basis that helps prevent lawsuits against your business.
Garage & Dealers Coverage
Garage and dealers coverage protects scooter and moped dealers — covering customer units in your care for service or storage, your sales lot and showroom, and the unique exposures of a dealership.
Commercial Property Insurance
Commercial property covers the physical assets of your scooter business — your shop or showroom, charging and service equipment, tools, fixtures, and supplies — against fire, theft, and other covered perils.
Commercial Auto Insurance
Commercial auto covers the vehicles your business uses on public roads — the vans and trucks you use to transport units, deploy and rebalance shared fleets, and run the operation. Personal auto excludes business use.
Workers Compensation Insurance
Workers comp is legally required from your first employee in most states and provides medical and wage-replacement benefits to staff injured on the job — mechanics, rental counter staff, and fleet crews.
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