Workers Compensation Insurance
Workers comp is legally required from your first employee in most states and provides medical and wage-replacement benefits to staff injured on the job — mechanics, rental counter staff, and fleet crews.
Workers Comp for Scooter & Moped Employers
The moment you hire employees, most states require workers compensation insurance. It pays medical bills, partial lost wages, and rehabilitation for workers injured on the job — and shields you from most injury lawsuits in return. Your mechanics, rental and sales staff, and fleet deployment crews all have on-the-job injury exposure.
Where Your Staff Get Hurt
- Mechanics & service techs: Lifting, tool, battery, and equipment injuries in the shop
- Fleet / deployment crews: Lifting and loading units, vehicle and traffic exposure on routes
- Rental & sales staff: Slips, lifting, and long-shift injuries
- Charging-hub staff: Battery handling and material-handling injuries
Classification Matters
Premium is driven by payroll and class codes that reflect each role's risk. A fleet crew member lifting units off a van all day carries far more exposure than a front-counter clerk, and miscoding staff can trigger a costly audit bill at renewal. We make sure your employees are classified correctly from the start.
Seasonal and Gig-Style Staff
Many scooter operations scale up seasonally and rely on part-time deployment crews. We help you handle seasonal payroll swings, understand how workers are classified in your state, and document safety training — all of which keep your premium accurate and your renewal predictable.
What's Covered
Frequently Asked Questions
In most states, yes — coverage is generally required once you have employees, including seasonal and part-time staff. Requirements vary by state, and we help you stay compliant.
By payroll and job classification codes that reflect each role's injury risk. Correct classification — fleet crew vs. office staff — keeps your premium accurate and prevents costly audit surprises.