Garage & Dealers Coverage

Garage & Dealers Coverage for Scooter & Moped Dealers

If you sell, service, or store scooters and mopeds, you face exposures a basic policy won't address. Garage and dealers coverage is built for dealerships and service operations — protecting your lot, your showroom, and the customer units in your care.

Garagekeepers Coverage

When a customer leaves their scooter or moped with you for service, storage, or trade-in, you're responsible for it while it's in your care, custody, and control. Garagekeepers coverage protects those customer units against fire, theft, vandalism, and damage while they're at your shop — a gap standard property policies exclude.

Dealers' Open Lot / Inventory

Your for-sale inventory on the lot or showroom floor is another major exposure. Coverage can protect your owned units against theft, weather (hail and wind), fire, and vandalism — whether they're on display or in storage.

Garage Liability

Garage liability addresses the unique risks of selling and servicing units: test rides, service work, and customer interactions on your premises. It works alongside your general liability to close gaps specific to dealer operations.

Why a Broker

Dealer and garagekeepers terms vary widely between carriers, and powersports dealers are a niche appetite. We place your dealership with markets that understand scooter and moped sales and service, and structure coverage so your inventory and your customers' units are both protected.