Rental Fleet Physical Damage
Rental fleet physical damage covers your fleet — the scooters and mopeds you rent out — against collision, tip-overs, vandalism, and theft, including while a customer has them.
Physical Damage Coverage for Your Scooter Fleet
Your scooters and mopeds are your revenue. Renters drop them, lay them down, curb them, and sometimes don't bring them back. Rental fleet physical damage (a form of inland marine coverage) protects the units you own and rent out, including while a customer is operating them.
What's Covered
- Collision & tip-overs: The most common rental damage — drops, curbs, and low-speed crashes
- Theft: Units stolen from your lot, a rental stand, or while out with a renter
- Vandalism: A real exposure for distributed and shared fleets parked in public
- Fire & weather: Damage from fire, storms, and weather events
- In-transit: Damage while you transport or rebalance units
Why a Damage Deposit Isn't Enough
Many operators rely on a credit-card hold and a signed rental agreement. But a small deposit doesn't cover a totaled e-scooter, a stolen moped, or a fleet-wide vandalism event — and chasing renters for repair costs is slow and often fruitless. Physical damage coverage gets units back into your revenue-generating fleet fast.
Fleets of Every Size
Whether you run a handful of rentals or hundreds of shared e-scooters across a city, carriers schedule units by value or cover the fleet on a blanket limit. As your fleet grows and turns over, we keep your coverage current so you're never under- or over-insured.
What's Covered
Frequently Asked Questions
Rarely. A deposit might cover a scratch, not a totaled or stolen unit. Fleet physical damage protects the full value of your scooters and mopeds so one bad rental doesn't cost you a unit.
Yes — that's the point of rental fleet physical damage coverage. It responds to damage that occurs while a renter is operating your scooter or moped.